I began college in 2015, and still am a student to this day. So I know how rough it is trying to keep your head above water with so many obstacles in your everyday life. Most students don’t have the time to work a job and support themselves while also maintaining good grades. Not to get me wrong, many students do, but this does not jstify the struggle that comes along with it. The University of Wisconsin-Whitewater offers a grant that disburses just under $1000 to low income students in need of the help. The payouts are not in cash tho. The emergency fund office pays the bills you need help with directly.

In order to obtain the emergency fund from the school, a student must go to the uww website (uww.edu) and search emergency fund or you could simply type in “uww emergency fund” in a search engine of your choie and you should be taken to directly to information on the grant. One must then apply for the grant, which consists of filling out your personal information, and figuring out why you need the funding help. After your application is complete you will be contacted by a representative of the emergency fund’s office. That representative will ask you some questions trying to figure if you truly need this help. If they determine you do indeed need the funding they will take your case to their board and they will make a final decision on rather you will get the aid or not.

I remember in my time of need I applied for this fund and it was very helpful. I received about $900 in aid which helped me with bills and rent. This fund is a great thing to know about whether you are a incoming student or have been there for years it will surely benefit you.

Sure we all think we know what a credit card is. But do we truly know the power it holds? Or the great consequence it can manifest? These are the true questions we should be asking one another. Right now about a third of college students are in at least $1000 in credit card debt. A $1000 in credit card debt fr some of the brightest beings walking this planet is just obscene. This raises many question marks. Like were we being taught about credit, and credit cards, and also loans as youth? Was the importance of budgeting, and utilizing these tools to build ever stressed to us? So are these college students really to blame?

No worries if your just like most college students who do not understand the importance of budgeting your credit card and improving your credit score, I will give you a couple of tips to lead you in the correct direction. First and foremost as a college student we usually don’t have ample time on our hands to work jobs, so one credit card will be fine. We do not have the finances nor time to look after 2 credit cards. Next thing is make sure you choose the best credit card tailored towards your situation. There might be certain fees, and interest rates that you just cannot handle at this point in your life.

Another way to benefit from your credit card is to pay your full balance every month. This will allow you to stay on top of payments and not fall behind. It will also do wonders for your credit score. In order to pay your bill in full every month, you must only charge to the card what you can afford. Once you exceed marks you set for yourself it is very wise to stop spening using your credit card. This could ultimately put you in the hole and prevent you from paying your bill in full. Lastly do your best to try to avoid unnecessary fees, such as late fees, and fees for breaching your limit.

Be yourself; Everyone else is already taken.

— Oscar Wilde.

This is the first post on my new blog. I’m just getting this new blog going, so stay tuned for more. Subscribe below to get notified when I post new updates.

This is an example post, originally published as part of Blogging University. Enroll in one of our ten programs, and start your blog right.

You’re going to publish a post today. Don’t worry about how your blog looks. Don’t worry if you haven’t given it a name yet, or you’re feeling overwhelmed. Just click the “New Post” button, and tell us why you’re here.

Why do this?

• Because it gives new readers context. What are you about? Why should they read your blog?
• Because it will help you focus you own ideas about your blog and what you’d like to do with it.

The post can be short or long, a personal intro to your life or a bloggy mission statement, a manifesto for the future or a simple outline of your the types of things you hope to publish.

To help you get started, here are a few questions:

• Why are you blogging publicly, rather than keeping a personal journal?
• What topics do you think you’ll write about?
• Who would you love to connect with via your blog?
• If you blog successfully throughout the next year, what would you hope to have accomplished?

You’re not locked into any of this; one of the wonderful things about blogs is how they constantly evolve as we learn, grow, and interact with one another — but it’s good to know where and why you started, and articulating your goals may just give you a few other post ideas.

Can’t think how to get started? Just write the first thing that pops into your head. Anne Lamott, author of a book on writing we love, says that you need to give yourself permission to write a “crappy first draft”. Anne makes a great point — just start writing, and worry about editing it later.

When you’re ready to publish, give your post three to five tags that describe your blog’s focus — writing, photography, fiction, parenting, food, cars, movies, sports, whatever. These tags will help others who care about your topics find you in the Reader. Make sure one of the tags is “zerotohero,” so other new bloggers can find you, too.